Insurance Since 1949
If you’re renting your home, whether it’s an apartment, condo, or house, you might already know that renters insurance protects your belongings. But what many renters don’t realize is that one of the most valuable components of renters insurance isn’t about your stuff at all, it’s about liability protection. Liability coverage is one of the … Read more
How Are My Auto Insurance Premiums Calculated? Auto insurance is essential for protecting your vehicle and finances against accidents, theft, and unexpected damage. But many drivers wonder what goes into determining their auto insurance premiums. We believe in helping our clients understand the factors that influence their rates, empowering you to make informed choices about … Read more
Owning a motorcycle brings a sense of freedom and excitement, but it also comes with responsibilities, including the need for proper insurance coverage. Motorcycle insurance is essential for protecting yourself, your bike, and others on the road. Many riders have questions about how motorcycle insurance works, what it covers, and how to choose the right … Read more
Renewing your renter’s insurance policy may not be at the top of your to-do list, but it’s an important step in maintaining your financial protection. Here are some tips and best practices to follow when preparing for your renter’s insurance policy renewal. Start Early Don’t wait until the last minute to renew your renter’s insurance … Read more
Before each winter, business owners should spend time preparing to protect their property against winter hazards such as cold weather, snow and ice. Winterizing your business is not just about staying warm, it’s about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here … Read more
Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need individual policies or if a single renters insurance policy will suffice. Here’s what you need to know about renters insurance for roommates: Individual Renter’s Insurance Policies Each roommate should have their own … Read more
Cyber insurance provides robust financial protection to businesses if they incur a data breach, and is an essential part of any plan to mitigate cyber risks, according to a video released by the Insurance Information Institute.* Cyberattacks and losses related to data breaches are the top risks facing businesses, a global survey of company directors … Read more
Are you trying to figure out if you need commercial auto insurance? Let’s take a look at what business car insurance is and then talk about who needs it. What is Business Auto Insurance? If you or an employee get into an accident while operating a company vehicle, or using a personal vehicle for business … Read more
Experiencing damage or loss to your home can be a stressful situation. However, understanding the necessary steps of how to file a home insurance claim can help ease some of that stress and ensure a smoother claims process. Below is a general outline of what to do in the event of an emergency which may … Read more
Many homeowners entertain the idea of renting out their homes as a source of income. With people traveling to the Sacandaga region for vacation you may have considered renting out your home, but have you wondered if your home insurance covers renting your home. However, it’s essential to understand that your standard home insurance policy … Read more