Insurance Since 1949
Before each winter, business owners should spend time preparing to protect their property against winter hazards such as cold weather, snow and ice. Winterizing your business is not just about staying warm, it’s about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here … Read more
Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need individual policies or if a single renters insurance policy will suffice. Here’s what you need to know about renters insurance for roommates: Individual Renter’s Insurance Policies Each roommate should have their own … Read more
Cyber insurance provides robust financial protection to businesses if they incur a data breach, and is an essential part of any plan to mitigate cyber risks, according to a video released by the Insurance Information Institute.* Cyberattacks and losses related to data breaches are the top risks facing businesses, a global survey of company directors … Read more
Are you trying to figure out if you need commercial auto insurance? Let’s take a look at what business car insurance is and then talk about who needs it. What is Business Auto Insurance? If you or an employee get into an accident while operating a company vehicle, or using a personal vehicle for business … Read more
Experiencing damage or loss to your home can be a stressful situation. However, understanding the necessary steps of how to file a home insurance claim can help ease some of that stress and ensure a smoother claims process. Below is a general outline of what to do in the event of an emergency which may … Read more
Many homeowners entertain the idea of renting out their homes as a source of income. With people traveling to the Sacandaga region for vacation you may have considered renting out your home, but have you wondered if your home insurance covers renting your home. However, it’s essential to understand that your standard home insurance policy … Read more
Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it offers. Fortunately, there are several strategies you can employ to save money on your home insurance. Below … Read more
Which method is best and what do the experts say…should you leave your car’s windshield wipers up or down when it snows?
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a home escape plan? In the event of … Read more
Life insurance is part of a responsible financial plan. There are a handful of situations where you may need life insurance more than you thought. It’s important to us that you and your family feel prepared during these milestones so we’ve compiled the following list of critical times in life that you need life insurance … Read more