Insurance Since 1949
A common question when people purchase home insurance is: “Are natural disasters covered?”. Natural disasters can be unexpected, and the effects can be quite devastating. Understanding what your home insurance policy covers, and what it doesn’t, is important for protecting your home and belongings. In this article, we’ll discuss various natural disasters, how they’re treated … Read more
How Are My Auto Insurance Premiums Calculated? Auto insurance is essential for protecting your vehicle and finances against accidents, theft, and unexpected damage. But many drivers wonder what goes into determining their auto insurance premiums. We believe in helping our clients understand the factors that influence their rates, empowering you to make informed choices about … Read more
Owning a motorcycle brings a sense of freedom and excitement, but it also comes with responsibilities, including the need for proper insurance coverage. Motorcycle insurance is essential for protecting yourself, your bike, and others on the road. Many riders have questions about how motorcycle insurance works, what it covers, and how to choose the right … Read more
Auto insurance is a necessary expense for all vehicle owners. It helps protect you financially in case of an accident or theft. In this article, we’ll break down the various types of car insurance policies to help you decide which one is right for you. Liability Insurance Liability insurance is the most basic type of … Read more
While business insurance policies, by definition, provide coverage for the business itself, individual company officers may still be personally exposed to financial losses resulting from a lawsuit. To protect your company’s leadership, you may want to consider purchasing directors and officers (D&O) liability insurance. What Is D&O Insurance? Directors and officers is a type of … Read more
Renters insurance is an important policy that offers financial protection to renters. However, if you have roommates, you may wonder if you need individual policies or if a single renters insurance policy will suffice. Here’s what you need to know about renters insurance for roommates: Individual Renter’s Insurance Policies Each roommate should have their own … Read more
Employment Practices Liability Insurance (EPLI) is an insurance for businesses to protect them against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to … Read more
Home insurance policies are not permanent; they typically have a set term, often one year. As the end of your policy term approaches, you’ll need to go through the renewal process. Here’s an overview of the process for renewing homeowners insurance and why it’s important: Homeowners Insurance Renewal Process The renewal process for a home … Read more
Are you trying to figure out if you need commercial auto insurance? Let’s take a look at what business car insurance is and then talk about who needs it. What is Business Auto Insurance? If you or an employee get into an accident while operating a company vehicle, or using a personal vehicle for business … Read more
Experiencing damage or loss to your home can be a stressful situation. However, understanding the necessary steps of how to file a home insurance claim can help ease some of that stress and ensure a smoother claims process. Below is a general outline of what to do in the event of an emergency which may … Read more