Insurance Since 1949
When people think of love, they usually picture flowers, chocolates, and heartfelt notes. But real love, the lasting, steady kind, often looks a lot more practical. Insurance may not be glamorous, but it’s one of the most meaningful ways to show care and commitment to the people who matter most. Insurance protects families from the … Read more
Behind every twinkling light display and flickering candle of holiday decorating lies a potential fire hazard. According to the National Fire Protection Association (NFPA), holiday decorations (excluding Christmas trees) cause hundreds of home fires annually, resulting in millions of dollars in property damage. As you transform your home into a festive wonderland, remember that safety … Read more
As the calendar flips from Black Friday to Cyber Monday, the thrill of holiday deals is high—but so is the risk to your wallet and personal information. Whether you’re clicking “checkout” from your couch or racing through the store for doorbusters, savvy shoppers know that fraudsters are just as active this season. From phony websites … Read more
Few things are as delicious (or dangerous) as a deep-fried turkey. Each year, thousands of homeowners find out the hard way that hot oil and holiday excitement don’t always mix. Here’s how to do it safely and avoid turning dinner into a homeowners insurance claim. Turkey Fryer Fire Danger Fryer fires are responsible for more … Read more
A common question when people purchase home insurance is: “Are natural disasters covered?”. Natural disasters can be unexpected, and the effects can be quite devastating. Understanding what your home insurance policy covers, and what it doesn’t, is important for protecting your home and belongings. In this article, we’ll discuss various natural disasters, how they’re treated … Read more
Home insurance policies are not permanent; they typically have a set term, often one year. As the end of your policy term approaches, you’ll need to go through the renewal process. Here’s an overview of the process for renewing homeowners insurance and why it’s important: Homeowners Insurance Renewal Process The renewal process for a home … Read more
Experiencing damage or loss to your home can be a stressful situation. However, understanding the necessary steps of how to file a home insurance claim can help ease some of that stress and ensure a smoother claims process. Below is a general outline of what to do in the event of an emergency which may … Read more
Many homeowners entertain the idea of renting out their homes as a source of income. With people traveling to the Sacandaga region for vacation you may have considered renting out your home, but have you wondered if your home insurance covers renting your home. However, it’s essential to understand that your standard home insurance policy … Read more
Home insurance is a critical component of protecting your most significant investment—your home. While it provides valuable coverage for unforeseen events, you may be looking for ways to reduce your home insurance premiums without compromising the protection it offers. Fortunately, there are several strategies you can employ to save money on your home insurance. Below … Read more
Fire can spread rapidly through your home, leaving you as little as one or two minutes to escape safely once the smoke alarm sounds. Your ability to get out of your home during a fire depends on advance warning from smoke alarms and advance planning. Why do you need a home escape plan? In the event of … Read more